3182	 Vulnerabilities of EFTs to Intentionally Caused Losses	 The hypothesis that consumers are provided greater accuracy and freedom from error and fraud with electronic funds transfer systems EFTs is discussed in light of the technical capabilities and potential of the computer to protect against both accidentally and intentionally caused losses. Although the nomenclature for business crimes remains the same as for manual depository and other financial service systems - for example fraud theft embezzlement - the characteristics of the crimes are new. The changes resulting from the accelerating use of EFTs and its continual technological advances broaden the scope of security issues to be examined. Factors such as backup requirements regulatory and legislative actions and economics give rise to the urgency for immediate research into solutions for emerging EFTs - related vulnerabilities. EFTs computer abuse crime security errors losses positions of trust legislation
