3183	 Policy Values and EFT Research Anatomy of a Research Agenda	 There is an emerging recognition that EFT systems have the potential to vastly alter the payment and fund transfer system in American society. A number of forces and actors are involved in this evolution and the values vary significantly depending on individual and institutional perspectives. These value conflicts are highlighted in a six-part research agenda technological issues in EFT EFT impacts on people economic impact of EFT regulation and control of EFT and evaluating and monitoring EFT systems. EFTs research agenda value conflicts impacts on people economic impacts regulation and control monitoring EFT
